Housing Loan / Mortgage Refinancing

So what does a pregnant lady get tasked to do whilst tapping her fingers sitting at home waiting for a baby to come out? Research the best refinancing housing loan options….

Bugger!!!

That’s what the Hubs has assigned me to do since we’re paying way more interest rates than we are right now. We have already consulted our current bank where our housing loan is and they are not giving us an offer which I deem good enough, despite the fact that we’ve already fully paid OFF our other housing loan. Times must be really bad.

Being the tough cookie that I am, I’m determined to get the best deal out there although the Hubs has put his foot down on several banks not wanting to deal with any morons. Thus my options are limited.

This really brings back memories when I was working in the corporate world when I researched my first housing loan from my office in KLCC. Now, I’m calling loan officers to my house instead and looking like shit, so let’s see how they treat me, eh? I’m no longer looking like the high powered boss!

I spent an hour calling banks this morning and what was interesting again was the level of service and the various ways banks marketed themselves, from grammatical and spelling errors on their websites to bad phone etiquette, to extremely good customer service to nobody answering the phone till the end despite having EIGHT lines for one particular bank branch!!!

You can really be assured that I won’t have anything to do with THAT bank!!! It’s appalling, really. Some organisations are just digging their own graves and because their customers don’t know any better, they still have customers. Oh well, to each their own.

Hopefully, I’ll be able to resolve this banking exercise by this week before I enter the hospital because between me and the Hubs, I’m the fiercer negotiator 🙂 He was happy to go along with our current bank, so easy going *sigh*

**************************************************************************
Who is Mamapumpkin?
Mamapumpkin is a former Design Architect turned Multi-Million Dollar Digital Entrepreneur. She sets out to prove to all that you can have anything and everything that you want; if you have that fire of desire burning within and the drive to work hard. Even better with much love.

Mamapumpkin has not only grown corporate businesses successfully in the past and doubled her salary 5 times over 5 organisations but has grown THREE BUSINESSES to 7 FIGURES within an 8 year period. She now shows others EXACTLY HOW after retiring her own husband from employment. He is now the official dog walker, family driver, chef and THE BEST FATHER to their two girls and THE BEST HUSBAND to the woman who CHOSE HIM!

Mamapumpkin is the girl who has nothing but fights for everything including YOU. She is idealistic in her desire to put unbelievable amounts of money and extrardinary happiness into the lives of good people so we can change the world together believing in happiness for ALL. She strives to impact lives authentically wanting to reduce poverty cycles and enable quality education for all and always supports the voiceless. She believes we can all have a life of our own desires to enable real contribution into the world. But first, one needs to understand what this all means.

A beautiful life without limits.

If you wish to learn how to propel your life forward guaranteed, be brave to take action. Mamapumpkin's purpose is to build people. Her gift is to help them UNCOVER their HIDDEN GIFTS. She operates fairly and always leaves an impression. You either love her or not and she is alright either way.

She is a living testimony that women really can have a lot. Being financially and time free has enabled her to travel the world anytime, anywhere, doing anything with anyone, as she spends most of her days with her children, having fun, supporting others wherever she can. Also having fun.
Show your support and spread the love!

One thought on “Housing Loan / Mortgage Refinancing

Leave a Reply

Your email address will not be published. Required fields are marked *