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Better safe than sorry? Do you have insurance?
By bigpumpkin | February 7, 2008
Last year, we looked at some term life insurance quotes for Tee but decided to wait a bit before making that decision. I think it’s definitely worth having accident and emergency insurance and hospitalisation cover since you never know when misfortune happens. But to have term life insurance for a toddler is stretching it, I think. Both the Hubs and I are covered though and should anything happen to either of us, we would get a nice lump sum payment to continue life with.
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One Response to “Better safe than sorry? Do you have insurance?”
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February 7th, 2008 at 11:20 pm
Insurance is usually to replace something, like an income that you are dependent upon or something that would cost you more to replace. for kids?? personally, some have gotten it to allow them time off for work for grieving. meaning your company might only allow you 5 days, but by having insurance on your kid should something happen, maybe you could be out for several weeks. it’s not necessary and could be considered for just in case, just make sure you and hubby have your papers in order.